Who this helps
This page is here to help you self-identify—no obligation, no sales pitch.
Common situations
You have people who rely on you
A spouse, kids, parents, or anyone who depends on your income or support.
You’ve taken on long-term obligations
Mortgage, loans, tuition plans, or caregiving costs.
You want a financial buffer—so your family won’t rush decisions
The goal is time and options, not pressure and panic.
You’re building a family or planning major life changes
Marriage, newborn, home purchase, career shift, or moving states.
You own a small business
You want continuity and clarity if something unexpected happens.
You simply want clarity
You don’t want quotes yet—you just want to know whether this should be on your radar.
Who it may not help (and that’s okay)
- If no one depends on you financially and you have no long-term obligations.
- If you’re only looking for the lowest price quote today (this site isn’t built for that).
- If you’re not ready to think about it—come back anytime.
Next step
If you’re unsure, start with a 30-second self-check. If you already have a specific question, you can request a conversation.
No obligation. No quotes. You decide the pace.